Creative Spending/Creative Saving

There are so many books about finance—personal and investing. I have a whole shelf in my personal library full of them and I have read most of them. They are good. I gain ideas. But wisdom comes from Above. That’s why I started using cash envelopes. I started on a day...

I have more than 70 journals, stored in various places in my house. On a top shelf in a closet. On the floor in my office. Some have been read and gleaned and added to computer files. Easier to do a search there, rather than digging through each journal again! I found...

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