I just finished preparing our taxes for the dreaded tax appointment, here in the US.
This year it was easier–just because I dropped some cash into Xero accounting software for my publishing business. Took time to learn, but very much worth it when it came to filling out the workbook for our tax guy.
I have used Quicken and Quickbooks, but for my type of creative brain, I found Xero easier to learn and maintain. Glad I did it.
This time of year can be a challenge in other financial ways, too.
Christmas is over and the credit card bills are arriving!
If you have high school students, prom is coming, not to mention graduation.
Graduation brings all sorts of thoughts: they worked hard–we need to give our student a great gift, new clothes–suits are not cheap, even kindergarten graduation can be expensive!
Some parents and grandparents open a bank account to save up for all that.
I have that too, but where do you get the money to even open the account?
Cash Envelopes! (See the book, here.)
Cash Envelopes: You've Never Had So Much Money
I am a long time fan of Cash Envelopes, and now, so is my husband. He used to roll his eyes in embarrassment.
Until.
The weekend when the next Marvel movie opened in the theaters. “Let's make it an evening. We can go out to eat, then hit the theater.”
But then, he added it all up.
Ummm.
I said, “Okay. I'll go get the Cash Envelope for Entertainment and the other one for Eating Out! Let's go!”
He is now my biggest fan. And you will be too.
Check it out here.
Next spring, 2024, I will have two grandsons graduating. Two years later, it'll happen again–a grandson and granddaughter!
I want to give a nice amount of money for their gift!
So, I started a Cash Envelope for Grandkids Graduation and added to it every payday.
Then I opened a bank account with the same title and added to it whenever the paper envelope got full (and it adds up!).
Now, I anticipate graduation with glee!
Buy the book now and get started for this spring. Buy one for the graduate! Buy the book now and get started using the simple system and create an evelope for Spring Plants. That gets expensive!
Buy one now and start saving for Christmas.
You'll never get another “after Christmas credit card bill” again!
